Open Virtual Deposit Accounts

Productfy’s virtual ledger and deposit accounts provide programmatic ways to open and manage fee-free consumer accounts, backed by industry-standard data security and warehousing.

Productfy’s consumer banking solution is powered by:

  • Productfy’s proprietary ledger with virtual deposit accounts
  • FBO Accounts (For the Benefit of) Accounts
  • KYC (Know Your Customer)
  • KYB (Know Your Business)
  • Reporting
  • Monthly e-statements

Transfer and Fund Accounts Instantly

With Productfy’s instant account linking and money movement options, consumers can instantly link and initiate account funding.

Productfy’s payments rails are powered by:

  • Standard or same-day ACH
  • Pull from Debit / Push to Debit
  • Micro Deposit Verification

Send and Receive Payments

Companies can link existing bank accounts, open virtual deposit accounts, and leverage Productfy’s payments rails to easily send and receive payments. We handle the funding and payment operations as a service.

Productfy’s payments rails are powered by:

  • Standard or Same-Day ACH
  • Wires
  • Credit or Debit Card Acceptance
  • Real-Time Payments

Learn more about our platform

A Modern, Distributed Infrastructure Beyond Traditional Banking

Integrated Platform

Compliance
as a Service

Ecosystem
Partners

Program
Management

< Our Partners >

Let’s Build Something Amazing Together

Tell us about your company, product or use case.
We’re excited to explore a partnership with you!